Money worries can cause additional stress that you don’t need and can often impact on your health too.
You can find out if your finances need a bit of work by taking part in our online assessment.
If you do need some support then there’s lots of free specialist debt advice available close to home.
Getting local advice is particularly recommended if you have debts such as rent, mortgage or council tax as your local advisers have local knowledge and will be able to negotiate with organisations on your behalf.
On this page there's lots of advice and help on debt and benefit services.
Citizens Advice debt advice
The Citizens Advice service is the UK’s largest independent advice provider and advice is available for a whole range of issues including debt, housing and legal issues.
The advice offered by Citizens Advice is via accredited debt advice workers.
Read the Citizens Advice guide for debt and money.
You can also search for your local Citizens Advice branch.
North East Derbyshire CAB debt resource
North East Derbyshire Citizens Advice Bureau have developed a free online resource that can help you deal with your debt and financial problems.
It also includes a free online debt management planner for people who feel confident enough to manage their debts themselves.
Money Smart
Budgeting is an essential tool to help you manage your finances.
Money Smart can help you work out what money you have coming in and show you how and what you spend it on. It can also help you make most the most of your income.
It includes information on where you might be able to make savings on what you spend.
Information is also available on organisations that you may be able to get grants from and where to find emergency aid and assistance.
Money Advice Service
The Money Advice Service offers free, impartial money advice and their website provides a whole range of information and useful resources.
Derbyshire Law Centre
The Derbyshire Law Centre provides a wide range of legal advice covering debts, housing, employment and more.
National Debtline
National Debtline is a free and confidential debt advice service. You can call them on 0808 808 4000.
National Debtline also provides a wide range of fact sheets on topics including bankruptcy, energy debts, mortgage arrears and more.
You can browse their extensive fact sheet library.
Money Saving Expert
The Money Saving Expert provides a whole range of information, advice and resources around money and ways to make savings.
Money Sorted in D2N2
Would you like support to help you feel more in control of your finances? Know you need to do something but don’t know where to start?
Money Sorted in D2N2 can provide help tailored just to your needs. Whatever your circumstances, they can provide support to make a real difference around money as well as improve your ability in dealing with money.
Energy bills
You may be able to get a better deal and save money if you shop around for your energy supplier.
Information and advice about switching your energy provider is available from Citizens Advice.
Benefits
The benefits system is complex and it’s important to make sure that you get all the help that you’re entitled to.
Find local and national advice on welfare rights and benefits here:
Citizens Advice benefits advice
Citizens Advice can provide information on benefits and tax credits whatever your situation.
There’s also information about council tax and housing costs, national insurance, payment of benefits and problems with benefits.
You can search for your local Citizens Advice branch.
Derbyshire Unemployed Workers Centre
The Derbyshire Unemployed Workers Centre provides help with benefit issues and appeals.
Department of Works and Pensions
More information on the benefits available can be found on the Governments Department of Works and Pensions.
Welfare rights
Derbyshire County Council’s welfare rights team has a wealth of information about benefits and can help you make sure you’re getting what you are entitled to.
Find out more about welfare rights.